Habitational Programs

It's What We Do

 

Eligible Risks Include:

  • Apartments
  • Mixed Occupancy
  • Condominium Associations
  • Condominium Unit-Owners
  • Townhouse and Condo units 1-4 family
  • Dwellings Rented to Others 1-4 family


Pricing Features:

  • Claim Free Discounts
  • Alarm Credits
  • Building Age factor discounts
  • Discounts for Garden Style Apartments

AVAILABLE PROGRAM COVERAGES*

  • Basic Plus and Expanded Coverages
  • Replacement Cost or Actual Cash Value
  • Property Only Coverage
  • Business Income / Loss of Rents
  • Loss of Income - Off Premises Utility Service
  • Up to $1,000,000 Liability Limits
  • Per Location Aggregate Liability Limits
  • Personal Injury
  • Medical Expense
  • Commercial Umbrella up to $5,000,000
  • Employee Dishonesty
  • Equipment Breakdown
  • EPL Coverage
  • Coverage specific policy forms for Condo
  • Associations and Condo Unit Owners
*All coverages are not available on all coverage forms.

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