Service Line Coverage
Farmers of Salem’s service line coverage provides protection from
an unexpected loss caused by a service line failure. This sometimes
unforeseen and costly exposure is not covered under most homeowners
insurance policies, and most homeowners do not realize they are
responsible for the underground service lines from the street to their
home.
This product protects the homeowner by extending coverage
for damage to underground piping, wiring, valves, or attached devices
that connect a home to a public utility service provider or to a private
system.
What's Covered:
This offering provides coverage for:
- Damage to your underground service line that is the result of a service
line failure.
- Costs required to repair or replace the damaged covered service line
that is the result of a service line failure.
- Extra cost to make temporary repairs; or expedite permanent repairs
or permanent replacements to your service line that is damaged as the
result of a service line failure
- Your outdoor property that is damaged as a result of a service line
failure or that is damaged during the excavation of your covered service
line following a service line failure.
- Additional living expense and rental value.